In addition to Multi-Peril Crop Insurance, Hargrove Crop Insurance offers coverage against hail damage. Because a single hail storm can totally destroy growing crops, many producers choose to add this coverage. While their MPCI policy is a base for crop coverage, it must be purchased prior to planting, and the cost and coverage are determined by RMA according to yield history. A Crop Hail policy can be purchased at any time during the growing season and the Grower is free to decide the insurance coverage per acre. Depending on the crop, a hail policy may also provide coverage for loss caused by fire, lightning, vandalism and malicious mischief as well as being insured while being transported to a first place of storage.
Farming is unpredictable and risky, and a single hail storm can undo all of the hard work, time and money spent. Crop hail coverage can help protect the Grower's investment and add peace of mind.